Auto protrader5/3/2023 Car dealers are happy to let you apply your trade-in's value toward your down payment. If you want an auto loan with no money down in West Virginia, you can work to improve your credit score before applying or you can trade in your old car if it's paid off or has equity. Not only can having a down payment help you get approved, it can save you money in the long run and reduce the risk of owing more on the loan than the car is worth. Lenders want you to have a down payment because it shows you're committed to paying back the loan by putting your own money on the line. Typically, the down payment requirement for subprime lenders is $1,000 or 10 percent of the vehicle's selling price, whichever is less. However, most bad credit lenders require borrowers to have a down payment. The dealerships in West Virginia we work with have helped car buyers with no down payment or little money down in the past. No Money Down Car Dealers in West Virginia Want help finding a BHPH dealer in West Virginia? Just click on a city near you from our list above, or fill out our online auto loan request form to get started now. But if you've got the money for a down payment and need to finance a car today, these dealers can be your best option around. Keep in mind you won't find any brand new models here, and the cars will usually be a bit older with higher mileage. You'll also typically make your payments directly to the dealer, on a weekly or bi-weekly schedule. Because of this, a BHPH dealer often doesn't pull your credit - the only thing you need to qualify for a car is proof of income. One of the best things about buy and pay here dealers is that they're the financers, so there's no outside lenders to deal with. Here at Drivers Lane, we specialize in helping people with bruised credit find the right solutions to get back on the road, and we want to help you find a BHPH dealer near you. If you've hit a wall trying to find auto financing in West Virginia, a local buy here pay here (BHPH) lot may be just the ticket. Buy Here Pay Here Dealers in West Virginia
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